Financing a gun at Kings Firearms Online couldn't be easier!
TERMS: We finance for 12 months at the rate of 1.99% per month (23.88% per year). We charge a one-time set-up fee of $25.00. We will set payments up to be drafted from your debit or credit card each month, beginning approximately 30 days after your loan is drawn up. You will have access to your finance account so that you may monitor it or make extra payments. Alternately you may call to make an extra payment. To be clear, you are free to pay extra and to payoff early with no penalty. We do not check or report to any credit bureaus. Call with any questions 855-978-7753.
Here is how to finance your purchase:
- Create your account by clicking "create account" in the upper right-hand corner of the website.
- Fill out the information under "I'm new here" Note: A link will be sent to the email you provide and you will need to click that link to "activate" your Kings Firearms Online account.
- Click on the APPLY NOW button and you will be taken to the online finance application page and provide the necessary documentation to complete the loan process: Driver’s License and your credit/debit card. NOTE: your physical address and the address listed on your driver’s license must match!
- You will receive a response within one business day. If approved, you will receive a Finance Code. If denied, you will be notified why you were denied.
- Return to complete your Shopping, when you are ready to check-out, be sure to enter your Finance Code in the coupon box and select apply before paying. When you see 80% come off your total, then finish with your 20% down payment.
- As the last step from the Shopping Cart, you will need to enter your zip code and click the " Find FFL Near Me" button. Click on the scroll bar below the " Find FFL Near Me" button to see all of the deals/FFL's near you. Note: Selecting an FFL does not mean that we have that dealer's FFL on file, this is simply a list to aid you in determining where to have your gun shipped to.
- It is best to locate a FFL dealer to transfer your gun before you place your order as transfer fees can vary between dealers. However, you can place your order first and then provide us with your FFL dealer info before we ship. We will hold your order up to 7 business days to give you time to locate a dealer and arrange a transfer is very Important!
- Once we receive the signed document, we will begin the shipping process. If we have your firearm onsite, you should receive it within 3 business days. If we have to get it remotely, it will usually be shipped directly to your FFL. This typically does not add more than a day or two.
If you have any questions about this process, other policies, availability, etc., please feel free to contact us by email or phone. 855-978-7753