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Store Hours:  Mon - Fri 10:00 am to 6:00 pm and Sat 10:00 am to 4:00 pm   Top 100 Seller

In-House Financing for Firearms

We want to help everyone with the need or desire to own a firearm by offsetting the up front cost. To help as many hardworking Americans as possible, we proudly offer in-house financing with the friendliest terms you'll find anywhere.

✔️ No Credit Check Required

You must have a current address, proof of employment, personal references, and two payment methods. 

✔️ No Penalty for Early Payment

Make extra payments or pay off your entire balance early with no added fees or penalties.

✔️ Only 1.99% per month for 12 months

Here is how to finance your purchase:

1. Create your account by clicking "create account" in the upper right-hand corner of the website.

2. Fill out the form with your information. Note: You will be logged in once you create an account.

3. Apply for Financing here. You will be taken to the online finance application page and provide the necessary documentation to complete the loan process: Driver’s License and your credit/debit card. Proof of income via current paystub (For retired customers you must provide a current awards letter.). NOTE: your physical address and the address listed on your driver’s license must match!

4. You will receive a response within 1 or more business days depending on holidays and application accuracy. To keep the application process on track please make sure all information on the application is accurate and complete . If approved, you will receive a Finance Approval Email. If denied, you will be notified why you were denied.

5. Return to complete your shopping.

6. As the last step from the Shopping Cart, you will need to enter your zip code and click the "Find FFL Near Me" button. Click on the scroll bar below the " Find FFL Near Me" button to see all of the deals/FFL's near you. Note: Selecting an FFL does not mean that we have that dealer's FFL on file, this is simply a list to aid you in determining where to have your gun shipped to.

7. It is best to locate a FFL dealer to transfer your gun before you place your order as transfer fees can vary between dealers. However, you can place your order first and then provide us with your FFL dealer info before we ship.

8. When you are ready to make a payment, be sure to enter your Finance Code. When you see the finance amount come off your total purchase, then you will finish with paying your down payment. *This finance approval is for your personal use only. You agree not to distribute or share with any other party.*

9. Complete your order. IMPORTANT: We will hold your order up to 7 business days to give you time to locate a dealer and arrange a transfer!

10. Once we receive the signed FFL document, we will begin the shipping process. Shipping can take up to 10 business days depending on the firearm you purchased.

Frequently Asked Questions:

After I put my down payment down what happens next?

We will respond by sending you a contract to sign. Please review this and feel free to reach out to us if you have additional questions at this point.

Does it stay at my FFL till the balance is paid?

Once the contract is completed, we begin the shipping process. You do not wait until it is paid in full.

When do I pick up my gun?

Your local FFL should notify of its arrival. We will send you a tracking number once it heads to you/your FFL.

Do you offer layaway?

No, at this time all we offer is in-house financing.

Can I finance a firearm if I don’t live in your state?

Absolutely, just as long as you do not live in New York City, California, Washington DC, Chicago, IL area., or overseas. We cannot ship to those locations.